Gallant Group works with individuals and families who are facing important financial decisions and want clear, thoughtful guidance.
Pre-Retirees and Retirees
Planning for retirement often involves multiple moving parts. We help bring those decisions together into one clear plan.
Common areas of focus:
- Retirement timing and lifestyle planning
- CPP and OAS decisions
- Cash flow and income structure
- Asset sequencing
- Home sale or downsizing considerations
Homeowners Considering a Move
Many homeowners in Moncton are reassessing whether to sell, downsize, or rent.
We help evaluate:
- The financial impact of selling a home
- Downsizing for seniors
- How home equity fits into retirement planning
- Whether a move supports long-term cash flow
Executives and Senior Employees
Compensation structures can be complex, especially when wealth is tied to workplace plans.
We help with:
- Large group RRSP balances
- Share and equity-based compensation
- Retirement or career transition planning
- Coordinating multiple income sources
High-Net-Worth Families
We work with affluent households who need more than basic advice and ongoing account management.
Typically, this includes:
- $500,000 to $10 million in investable assets
- Multiple financial priorities happening at once
- A need for coordinated, scenario-based planning
- A preference for consistent, personal attention
Federal and Provincial Employees
Government roles often come with unique pension decisions and early departure options.
We provide clarity around:
- Pension options and timing
- Evaluating early exit scenarios
- Integrating pensions with other assets
- Building a sustainable retirement income plan